Get access to funding and credit packages
An account targeted at Micro & Small Businesses. The product is dynamic enough to charge based on your monthly activities.
Who is eligible?
◉ Sole Entrepreneurs
◉ Micro Enterprises
◉ Small and Medium scale businesses
Features
◉ Low Account opening & operating balance
◉ Easy access to loans
◉ Concession on transaction charges
◉ Activity-based charge for growing business which factors in changes in the business cycle
◉ Access to SME capacity building programs (T’s & C’s Apply)
◉ Business debit card
◉ Tax advisory and Business tools (T’s & C’s Apply)
Accrue interest on your account balances
Do you desire the benefits of a savings account combined with the flexibility of a current account?
Banco Enero SME Accounts offer you these benefits with minimal restrictions. You can conduct third-party transactions whilst accruing interest on your account balances
Target Market
Individuals
Professional firms, social clubs, associations, trade and co-operative societies, and similar organisations
Features & Benefits
Minimum opening and operating balance of €5,000 for individuals and €10,000 for clubs and association
Lodgement of cheques/dividend warrant
Withdrawals below minimum operating balance (Customer however loses the credit interest for the period)
Zero COT charge
Graduated interest rate at 1% above standard savings account rate
Additional interest of 0.8% per annum for non-withdrawal of deposit within three months
Personalised cheque book for over-the-counter withdrawals for self and third parties across the Banco Enero branch network (this cheque does not go through clearing)
Access to Banco Enero e-banking products and services
Easy access to fund
Access to mobile and internet banking services
ALERT for transactions on your account
SME Accounts
Personal Banking, SME Banking & Asset Management Group
Banco Enero
Why invest in Certificates of Deposit?
You may use your balance to qualify for Premier Checking. On select CDs, you may have interest deposited directly into your checking or savings account. CDs are available for both business and personal customers...
